Grana - IR da bolsa automático

Grana - IR da bolsa automático handles income tax filing for stock market investors automatically. Built with B3's endorsement and investment, this app cuts through the complexity of declaring dividends, gains, and losses—transforming a manual multi-step process into a streamlined workflow.

The app imports your brokerage data directly from B3's system, then generates a file ready to upload into Brazil's official Income Tax Return program. You complete your tax declaration in minutes rather than hours, with all stock positions, ETFs, REITs, BDRs, options, and futures contracts (IND, WIN, DOL, WDO, BIT, CCM) pre-filled and verified.

Monthly tax calculations update automatically as your B3 data syncs. When you owe income tax, the app calculates your DARF (tax payment slip) and lets you pay directly via Pix or credit card—no separate banking step required. The system has been approved by B3 and meets all security standards for handling investor financial data.

Grana's Income Tax Optimizer identifies legal opportunities to reduce your tax burden. When your trades generate taxable profit, the tool suggests operations that leverage exemptions without reshuffling your portfolio—a feature exclusive to this platform. You also track your detailed dividends, consolidated profitability across all holdings, and see how your returns compare against other investors' performance.

The app covers retroactive tax calculations back to January 2020, so users can resolve years of unfiled or incomplete returns. A free 7-day trial requires no credit card, giving you a risk-free window to see how it handles your portfolio.

Grana comes in three plans: the full Annual package includes automatic tax filing, the optimizer, and AI-powered portfolio analysis; the Annual Income Tax plan delivers tax reporting and calculations but without automation or optimization; and the AI Annual Plan focuses on risk diagnosis, personalized alerts, and portfolio insights without tax solutions.

Investors including well-known figures in Brazilian finance use and recommend Grana. Whether you trade a handful of stocks or manage a complex multi-asset portfolio, Grana - IR da bolsa automático transforms income tax from an annual headache into a monthly, automated routine.